:root{
  --primary:#0B3D91;
  --primary-dark:#072b68;
  --primary-soft:#eaf1ff;
  --accent:#d64035;
  --ink:#111827;
  --muted:#64748b;
  --line:#dbe3ef;
  --surface:#ffffff;
  --surface-soft:#f5f7fb;
  --success:#13795b;
  --warning:#b76800;
  --shadow:0 18px 45px rgba(15,23,42,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:#fff;
  font-family:"PingFang SC","Microsoft YaHei",Arial,sans-serif;
  line-height:1.7;
  overflow-x:hidden;
}
img{max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}

.topbar{
  color:#dce8ff;
  background:#071a3b;
  font-size:13px;
}
.topbar .container{
  min-height:36px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}
.topbar .contact{display:flex;align-items:center;gap:20px}
.topbar a{transition:color .2s ease}
.topbar a:hover{color:#fff}

.header{
  position:relative;
  z-index:80;
  background:rgba(255,255,255,.98);
  border-bottom:1px solid var(--line);
  box-shadow:0 8px 25px rgba(15,23,42,.04);
}
.header-inner{
  min-height:76px;
  display:flex;
  align-items:center;
  gap:24px;
}
.logo{
  min-width:190px;
  display:flex;
  align-items:center;
  gap:10px;
  color:var(--primary);
  font-weight:800;
}
.logo img{
  width:42px;
  height:42px;
  object-fit:contain;
}
.logo span{max-width:170px;line-height:1.25}
.main-nav{flex:1;align-self:stretch}
.nav-list{
  height:100%;
  margin:0;
  padding:0;
  display:flex;
  align-items:stretch;
  justify-content:center;
  list-style:none;
}
.nav-item{
  position:relative;
  display:flex;
  align-items:stretch;
}
.nav-link{
  padding:0 13px;
  display:flex;
  align-items:center;
  color:#263449;
  font-size:15px;
  font-weight:650;
  white-space:nowrap;
  transition:color .2s ease,background .2s ease;
}
.nav-link:hover,
.nav-item:focus-within>.nav-link{
  color:var(--primary);
  background:var(--primary-soft);
}
.has-arrow::after{
  content:"";
  width:6px;
  height:6px;
  margin:0 0 4px 8px;
  border-right:1.5px solid currentColor;
  border-bottom:1.5px solid currentColor;
  transform:rotate(45deg);
}
.dropdown-panel,
.mega-menu{
  position:absolute;
  top:100%;
  left:50%;
  z-index:90;
  padding:16px;
  background:#fff;
  border:1px solid var(--line);
  border-radius:0 0 16px 16px;
  box-shadow:var(--shadow);
  opacity:0;
  visibility:hidden;
  pointer-events:none;
  transform:translate(-50%,10px);
  transition:opacity .2s ease,transform .2s ease,visibility .2s ease;
}
.dropdown-panel{
  width:350px;
  display:grid;
  gap:4px;
}
.dropdown-panel>a:not(.mega-footer){
  padding:10px 11px;
  display:flex;
  justify-content:space-between;
  gap:12px;
  border-radius:9px;
}
.dropdown-panel>a:hover{background:var(--primary-soft)}
.dropdown-panel strong{
  max-width:230px;
  overflow:hidden;
  text-overflow:ellipsis;
  white-space:nowrap;
  font-size:14px;
}
.dropdown-panel small{color:var(--muted);white-space:nowrap}
.mega-menu{width:min(760px,92vw)}
.nav-item:nth-last-child(-n+3) .mega-menu{
  left:auto;
  right:0;
  transform:translateY(10px);
}
.nav-item:hover>.dropdown-panel,
.nav-item:focus-within>.dropdown-panel,
.nav-item:hover>.mega-menu,
.nav-item:focus-within>.mega-menu{
  opacity:1;
  visibility:visible;
  pointer-events:auto;
  transform:translate(-50%,0);
}
.nav-item:nth-last-child(-n+3):hover>.mega-menu,
.nav-item:nth-last-child(-n+3):focus-within>.mega-menu{
  transform:translateY(0);
}
.mega-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:10px;
}
.mega-grid+.mega-grid{
  margin-top:12px;
  padding-top:12px;
  border-top:1px solid var(--line);
}
.mega-grid>a{
  min-width:0;
  padding:10px;
  border-radius:10px;
  color:#334155;
  font-size:14px;
}
.mega-grid>a:hover{background:var(--primary-soft);color:var(--primary)}
.mega-card{
  min-height:86px;
  display:grid;
  grid-template-columns:auto 1fr;
  align-content:center;
  gap:3px 9px;
  border:1px solid #edf1f7;
}
.mega-card img{
  width:34px;
  height:34px;
  grid-row:1/3;
  object-fit:contain;
  border-radius:7px;
}
.mega-card strong{
  overflow:hidden;
  text-overflow:ellipsis;
  white-space:nowrap;
}
.mega-card small{
  color:var(--muted);
  line-height:1.45;
  display:-webkit-box;
  overflow:hidden;
  -webkit-box-orient:vertical;
  -webkit-line-clamp:2;
}
.mega-footer{
  margin-top:12px;
  padding:10px 12px;
  display:block;
  color:var(--primary);
  background:var(--primary-soft);
  border-radius:9px;
  text-align:center;
  font-size:14px;
  font-weight:750;
}
.header-btns{
  display:flex;
  align-items:center;
  gap:9px;
}
.member-btn,.account-btn{
  min-height:40px;
  padding:8px 14px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border-radius:10px;
  font-size:14px;
  font-weight:750;
  white-space:nowrap;
}
.member-btn{color:var(--primary);border:1px solid var(--primary)}
.account-btn{color:#fff;background:var(--primary);border:1px solid var(--primary)}
.member-btn:hover{background:var(--primary-soft)}
.account-btn:hover{background:var(--primary-dark)}
.hamburger{
  width:42px;
  height:42px;
  padding:0;
  display:none;
  align-items:center;
  justify-content:center;
  flex-direction:column;
  gap:5px;
  color:var(--ink);
  background:#fff;
  border:1px solid var(--line);
  border-radius:10px;
  cursor:pointer;
}
.hamburger span{
  width:20px;
  height:2px;
  background:currentColor;
  transition:transform .2s ease,opacity .2s ease;
}
.hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.drawer-overlay{
  position:fixed;
  inset:0;
  z-index:110;
  background:rgba(3,12,29,.62);
  opacity:0;
  visibility:hidden;
  transition:opacity .25s ease,visibility .25s ease;
}
.drawer-overlay.open{opacity:1;visibility:visible}
.mobile-drawer{
  position:fixed;
  top:0;
  right:0;
  z-index:120;
  width:min(390px,92vw);
  height:100dvh;
  padding:0 20px 24px;
  background:#fff;
  box-shadow:-20px 0 50px rgba(15,23,42,.2);
  overflow-y:auto;
  transform:translateX(105%);
  transition:transform .28s ease;
}
.mobile-drawer.open{transform:translateX(0)}
.drawer-head{
  min-height:76px;
  display:flex;
  align-items:center;
  gap:12px;
  border-bottom:1px solid var(--line);
}
.drawer-head strong{margin-right:auto;color:var(--primary)}
.drawer-head>a{
  padding:7px 12px;
  color:#fff;
  background:var(--primary);
  border-radius:8px;
  font-size:14px;
}
.drawer-close{
  width:38px;
  height:38px;
  color:#334155;
  background:#f1f5f9;
  border:0;
  border-radius:50%;
  font-size:28px;
  line-height:1;
  cursor:pointer;
}
.drawer-menu{padding-top:12px}
.drawer-link,.drawer-toggle{
  width:100%;
  min-height:48px;
  padding:10px 5px;
  display:flex;
  align-items:center;
  color:#1e293b;
  background:transparent;
  border:0;
  border-bottom:1px solid #edf1f7;
  font-weight:700;
  text-align:left;
  cursor:pointer;
}
.drawer-toggle{justify-content:space-between}
.drawer-toggle::after{
  content:"+";
  color:var(--primary);
  font-size:20px;
}
.drawer-toggle.active::after{content:"−"}
.drawer-submenu{
  max-height:0;
  padding:0 12px;
  overflow:hidden;
  background:#f8fafc;
  transition:max-height .3s ease,padding .3s ease;
}
.drawer-submenu.open{max-height:720px;padding:8px 12px}
.drawer-submenu a{
  padding:9px 4px;
  display:block;
  color:#526176;
  border-bottom:1px dashed #dce4ef;
  font-size:14px;
}

.broker-review-page{
  min-width:0;
  background:var(--surface-soft);
}
.broker-review-page .broker-cover{
  position:relative;
  padding:34px 0 88px;
  color:#fff;
  background:
    radial-gradient(circle at 87% 16%,rgba(255,255,255,.16) 0 3px,transparent 4px),
    linear-gradient(125deg,#061b40 0%,var(--primary) 58%,#175fc3 100%);
  overflow:hidden;
}
.broker-review-page .broker-cover::before,
.broker-review-page .broker-cover::after{
  content:"";
  position:absolute;
  border:1px solid rgba(255,255,255,.15);
  border-radius:50%;
}
.broker-review-page .broker-cover::before{
  width:360px;
  height:360px;
  right:-100px;
  top:-170px;
}
.broker-review-page .broker-cover::after{
  width:210px;
  height:210px;
  right:90px;
  bottom:-150px;
}
.broker-review-page .breadcrumb{
  position:relative;
  z-index:1;
  margin-bottom:26px;
  display:flex;
  align-items:center;
  flex-wrap:wrap;
  gap:8px;
  color:#cbdcff;
  font-size:14px;
}
.broker-review-page .breadcrumb a:hover{color:#fff}
.broker-review-page .broker-heading{
  position:relative;
  z-index:1;
  display:flex;
  align-items:center;
  gap:22px;
}
.broker-review-page .broker-logo{
  width:104px;
  height:104px;
  padding:12px;
  flex:0 0 auto;
  object-fit:contain;
  background:#fff;
  border-radius:20px;
  box-shadow:0 16px 35px rgba(0,0,0,.18);
}
.broker-review-page .broker-heading-copy{min-width:0}
.broker-review-page .eyebrow{
  margin:0 0 6px;
  color:#bed4ff;
  font-size:13px;
  font-weight:800;
  letter-spacing:.16em;
}
.broker-review-page h1{
  margin:0;
  font-size:clamp(34px,5vw,58px);
  line-height:1.12;
  overflow-wrap:anywhere;
}
.broker-review-page .lead{
  max-width:780px;
  margin:14px 0 0;
  color:#e3ecff;
  font-size:17px;
}
.broker-review-page .review-wrap{
  position:relative;
  z-index:4;
  margin-top:-50px;
  padding-bottom:76px;
}
.broker-review-page .quick-panel{
  padding:24px;
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr)) auto;
  gap:14px;
  align-items:stretch;
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
}
.broker-review-page .quick-stat{
  min-width:0;
  padding:15px 17px;
  background:#f8fafc;
  border:1px solid #e8edf5;
  border-radius:13px;
}
.broker-review-page .quick-stat span{
  display:block;
  color:var(--muted);
  font-size:13px;
}
.broker-review-page .quick-stat strong{
  display:block;
  margin-top:4px;
  color:#172033;
  font-size:17px;
  overflow-wrap:anywhere;
}
.broker-review-page .rating strong{color:var(--warning)}
.broker-review-page .quick-actions{
  display:flex;
  flex-direction:column;
  justify-content:center;
  gap:9px;
}
.broker-review-page .primary-action,
.broker-review-page .secondary-action{
  min-height:45px;
  padding:10px 20px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border-radius:10px;
  font-weight:800;
  white-space:nowrap;
}
.broker-review-page .primary-action{
  color:#fff;
  background:var(--accent);
}
.broker-review-page .primary-action:hover{background:#b92e26}
.broker-review-page .secondary-action{
  color:var(--primary);
  background:var(--primary-soft);
  border:1px solid #c6d8fb;
}
.broker-review-page .content-grid{
  margin-top:28px;
  display:grid;
  grid-template-columns:minmax(0,1fr) 330px;
  gap:28px;
  align-items:start;
}
.broker-review-page .content-card,
.broker-review-page .side-card{
  min-width:0;
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:0 10px 30px rgba(15,23,42,.05);
}
.broker-review-page .content-card{padding:30px}
.broker-review-page .content-card h2,
.broker-review-page .side-card h2{
  margin:0 0 20px;
  color:#15213a;
  font-size:23px;
  line-height:1.35;
}
.broker-review-page .content-card h2::after,
.broker-review-page .side-card h2::after{
  content:"";
  width:44px;
  height:3px;
  margin-top:10px;
  display:block;
  background:var(--primary);
  border-radius:3px;
}
.broker-review-page .broker-intro{
  margin:0 0 24px;
  padding:18px 20px;
  color:#344258;
  background:var(--primary-soft);
  border-left:4px solid var(--primary);
  border-radius:0 12px 12px 0;
}
.broker-review-page .broker-body{
  min-width:0;
  max-width:100%;
  color:#334155;
  overflow-x:auto;
}
.broker-review-page .broker-body img,
.broker-review-page .broker-body video,
.broker-review-page .broker-body iframe,
.broker-review-page .broker-body table{
  max-width:100%;
}
.broker-review-page .broker-body table{
  width:100%;
  border-collapse:collapse;
}
.broker-review-page .broker-body th,
.broker-review-page .broker-body td{
  padding:10px;
  border:1px solid var(--line);
}
.broker-review-page .side-stack{
  display:grid;
  gap:20px;
}
.broker-review-page .side-card{padding:23px}
.broker-review-page .fact-list{
  margin:0;
  display:grid;
}
.broker-review-page .fact-row{
  padding:12px 0;
  display:grid;
  grid-template-columns:92px minmax(0,1fr);
  gap:12px;
  border-bottom:1px solid #edf1f6;
}
.broker-review-page .fact-row:last-child{border-bottom:0}
.broker-review-page .fact-row dt{color:var(--muted)}
.broker-review-page .fact-row dd{
  margin:0;
  color:#1f2d43;
  font-weight:700;
  overflow-wrap:anywhere;
}
.broker-review-page .risk-card{
  border-top:4px solid var(--accent);
}
.broker-review-page .risk-card p{
  margin:0;
  color:#5a6677;
  font-size:14px;
}
.broker-review-page .related-section{margin-top:34px}
.broker-review-page .section-head{
  margin-bottom:18px;
  display:flex;
  justify-content:space-between;
  align-items:end;
  gap:20px;
}
.broker-review-page .section-head h2{
  margin:0;
  font-size:28px;
}
.broker-review-page .section-head a{
  color:var(--primary);
  font-weight:750;
}
.broker-review-page .broker-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
}
.broker-review-page .broker-card{
  min-width:0;
  padding:20px;
  display:grid;
  grid-template-columns:58px minmax(0,1fr);
  gap:14px;
  background:#fff;
  border:1px solid var(--line);
  border-radius:15px;
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
}
.broker-review-page .broker-card:hover{
  transform:translateY(-4px);
  border-color:#b9cdf3;
  box-shadow:0 16px 35px rgba(15,23,42,.09);
}
.broker-review-page .broker-card img{
  width:58px;
  height:58px;
  padding:6px;
  object-fit:contain;
  border:1px solid #edf1f6;
  border-radius:12px;
}
.broker-review-page .broker-card-body{min-width:0}
.broker-review-page .broker-card h3{
  margin:0 0 6px;
  overflow:hidden;
  text-overflow:ellipsis;
  white-space:nowrap;
  font-size:18px;
}
.broker-review-page .broker-card p{
  margin:0;
  color:var(--muted);
  font-size:13px;
  line-height:1.65;
}
.broker-review-page .broker-card .score{
  margin-top:9px;
  color:var(--warning);
  font-weight:800;
}

.footer{
  color:#cbd5e1;
  background:#07152e;
}
.footer .container{padding-top:56px}
.footer-grid{
  display:grid;
  grid-template-columns:1.35fr 1fr 1fr 1fr;
  gap:38px;
}
.footer-brand{
  margin-bottom:14px;
  color:#fff;
  font-size:23px;
  font-weight:850;
}
.footer h3{
  margin:0 0 16px;
  color:#fff;
  font-size:16px;
}
.footer p{margin:0 0 12px;color:#9fb0c8}
.footer-grid>div>a{
  margin:8px 0;
  display:block;
  color:#b8c6d9;
  font-size:14px;
}
.footer-grid>div>a:hover{color:#fff}
.footer-bottom{
  margin-top:40px;
  padding:20px 0 25px;
  color:#8496af;
  border-top:1px solid rgba(255,255,255,.1);
  font-size:13px;
}

@media (max-width:1100px){
  .main-nav{display:none}
  .hamburger{display:flex}
  .header-inner{gap:15px}
  .header-btns{margin-left:auto}
  .broker-review-page .quick-panel{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .broker-review-page .quick-actions{
    grid-column:span 2;
    flex-direction:row;
  }
  .broker-review-page .quick-actions a{flex:1}
}
@media (max-width:900px){
  .broker-review-page .content-grid{grid-template-columns:1fr}
  .broker-review-page .side-stack{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
  .broker-review-page .broker-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:640px){
  .container{width:min(100% - 28px,1180px)}
  .topbar .container{
    padding:7px 0;
    align-items:flex-start;
    flex-direction:column;
    gap:2px;
  }
  .topbar .contact{gap:4px;flex-direction:column}
  .header-inner{min-height:68px}
  .logo{min-width:0}
  .logo img{width:37px;height:37px}
  .logo span{
    max-width:125px;
    overflow:hidden;
    text-overflow:ellipsis;
    white-space:nowrap;
  }
  .member-btn{display:none}
  .account-btn{min-height:38px;padding:7px 11px}
  .broker-review-page .broker-cover{padding:24px 0 76px}
  .broker-review-page .broker-heading{
    align-items:flex-start;
    flex-direction:column;
  }
  .broker-review-page .broker-logo{width:84px;height:84px}
  .broker-review-page h1{font-size:36px}
  .broker-review-page .lead{font-size:15px}
  .broker-review-page .review-wrap{margin-top:-42px;padding-bottom:56px}
  .broker-review-page .quick-panel{
    padding:16px;
    grid-template-columns:1fr;
  }
  .broker-review-page .quick-actions{
    grid-column:auto;
    flex-direction:column;
  }
  .broker-review-page .content-card{padding:21px}
  .broker-review-page .side-stack{grid-template-columns:1fr}
  .broker-review-page .broker-grid{grid-template-columns:1fr}
  .broker-review-page .section-head{align-items:flex-start;flex-direction:column}
  .footer-grid{grid-template-columns:1fr}
  .footer .container{padding-top:42px}
}